Bill Settlement
Pay supported electricity, cable TV, airtime, and internet providers from wallet value with quote review before approval.
Nigerian settlement workflows
Global assets.
Local utility.
Turn wallet value into everyday Nigerian settlement with clear quotes, controlled debits, provider references, and receipts where supported.
USDT / USDC
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Quote Review
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NGN Provider Settlement
Three ways to settle without leaving the platform.
A simple payment path with quote clarity, confirmation steps, and records for supported utility and settlement workflows.
Merchant QR Pay
For supported merchant QR rails, review the NGN amount and wallet debit before settlement is routed.
Controlled Conversion
The quote engine calculates the required wallet debit for the bill amount before the user confirms the action.
Coverage and rollout
Utility categories and provider integrations shaped for everyday Nigerian settlement.
EKEDC / IKEDC
Electricity
Available
DSTV / GOtv
Cable Television
Available
MTN / Airtel / Glo
Airtime & Data
Available
Spectranet / Smile
Internet Services
Available
Starlink
Satellite Internet
In rollout
NIBSS QR
Merchant Payments
In rollout
Water Boards
Utility Bills
Planned
HMO / Health
Insurance Premiums
Planned
The engine
A sell-first flow, replaced by controlled settlement.
The settlement flow keeps the customer experience simple while preserving the controls operators need: quoted amounts, reserved debits, provider response, and ledger history.
1
Select service or scan QR
Identify the payment target, provider reference, and NGN amount before any value moves.
2
Review calculated quote
See the wallet debit, rate snapshot, provider fee where applicable, and settlement path before confirming.
3
Approve with account controls
Confirm the action through the account's configured security and verification flow.
4
Record confirmation
Keep a transaction record with the NGN amount, wallet debit, provider reference, and timestamp where available.
Your digital value, working locally.
Open an account, fund your wallet, and manage supported Nigerian utility payments from one Ubuntu Exchange balance.
Quote review · Provider references · Partner-supported local settlement where available